Estate Planning & Settlement

There’s no better time than now to start securing your legacy. At Bluestone Wealth & Trust, we’re dedicated to helping you craft a comprehensive estate plan that maximizes benefits for your loved ones. Our integrated approach combines legal and financial strategies, creating a seamless process that safeguards your assets and ensures your family’s future is protected.

Trust assets are not insured by the FDIC, are not deposits, and may lose value.

Estate Planning Services1

  • Help seniors and adult children plan long-term care and manage retirement assets.
  • Help older adults manage retirement assets, handle inheritances and plan long-term care for themselves and elderly parents.
  • Help parents with children under 18 manage assets, guardianship issues and college education planning.
  • Help parents with special-needs children provide for ongoing guardianship and asset management designed for continued care.
  • Help single people without children plan for financial security and asset distribution.
  • Help small business owners with succession planning.
  • Help property owners avert liability issues and avoid probate.
  • Help people with taxable estates of over $1 million do estate tax planning.2

Estate Planning Process1 

  1. Fact-Finding Session Your journey begins with a no-obligation meeting with a financial planner. Together, you’ll discuss your goals and gather essential information about your income, taxes, retirement accounts, property, liabilities, and more. An estate planning attorney will then review your details to ensure every aspect is considered.
  2. Legal Analysis and Review Following a detailed review, your attorney will craft a tailored action plan to protect your assets and optimize your resources. This plan may include updates to wills, powers of attorney, health care directives, guardianships, trusts, and long-term care strategies. All services are transparent, with flat fees, and a team member from Bluestone Wealth & Trust will support your investment and planning needs. 
  3. Follow-Up You can choose to work directly with an attorney or continue with additional consultations to refine your estate plan, ensuring it aligns perfectly with your wishes. 
  4. Survivorship Benefits As an engaged participant in your planning, we remain a valuable resource for your loved ones, providing guidance and support during the estate transition process after your passing.

Estate Settlement2

Settling an estate after someone has passed on is a complicated process, especially when you are also grieving. Bluestone Wealth & Trust provides exceptional estate settlement services, through a dedicated Personal Representative who will perform the required administrative steps with care, sensitivity and professionalism.

A member of our team will review the estate documents, including wills, burial plans, trusts, mortgages and other information concerning assets and liabilities. A detailed estate conference will be held to go over the estate with all impacted parties. We, as your Personal Representative or agent, will handle all the outstanding debts, tax filings, probate forms, etc., and provide final distributions to all necessary parties. When all the estate payments and documentation are completed, we will close the deceased’s file and inform you the estate has been settled.

1Individual suitability should be determined before purchasing any security. Past performance is not indicative of future results. This is neither an offer nor a solicitation to purchase securities and any purchase should be accompanied or preceded by a prospectus containing information regarding investment objectives, risks, fees, and charges, which you should read carefully before investing.

2Bluestone Bank do not provide tax or legal advice. We recommend that you consult your own accountant, tax advisor or legal advisor regarding your particular situation.

Not sure where to start?

Let our experienced team guide you through your financial journey, providing clarity and confidence every step of the way.

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Your Trust Service Advisors

Big dreams, meet your team – the Bluestone Wealth & Trust professionals ready to share their expertise to help you plan for your best future.

Trust Service Advisor team

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Important Information:

Trust assets are: (1) not bank deposits or obligations; (2) not guaranteed by any bank; (3) not insured or guaranteed by the FDIC, the Federal Reserve Board or any other government agency, and (4) may lose value.

Investments and Insurance Products are offered through OSAIC INSTITUTIONS, INC. Member FINRA/SIPC. Bluestone Wealth & Trust is a tradename of Bluestone Bank. Osaic and the bank are not affiliated. Account Executives are representatives of Osaic.

Investment and Insurance Products:

  • Are NOT FDIC Insured
  • Are NOT Insured by Any Government Agency
  • Are NOT Bank Deposits
  • Are NOT Guaranteed by the Bank
  • May Lose Value
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