Statement Savings
Statement Savings is a great option if you want a basic savings account that lets you earn interest on your money.
Top Features
- Easy-to-read monthly statements
- Your money stays easily accessible
Account Perks
Easy access via ATM-only debit cards, online banking, telephone banking or in person at any branch location. No monthly service charges1.
- Minimum Opening Deposit
$10.00 - Minimum Balance to Earn APY
$10.00
- Maintenance and Fees
$2.00 per month if balance falls below $200.00 - Withdrawal Restrictions
None specified - FDIC & DIF Insurance
Yes
Statement Savings Rates
Effective as of 07/14/2026
| Interest Rate | Annual Percentage Yield (APY)2 | Minimum Deposit To Open Account | Minimum Daily Balance to Obtain APY2 |
|---|---|---|---|
| 0.05% | 0.05% | $10.00 | $10.00 |
Let’s get started!
Visit one of our branches or open online to get started.
1There are no monthly service charges when you maintain a minimum daily balance of $200.00 in your account. Otherwise, there is a monthly service charge of $2.00.
2Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account.
Rest Assured,
Your Deposits Are Safe!
When it comes to your hard-earned money, you deserve a bank that will guarantee its safety.
All deposits at Bluestone Bank are 100% insured. This is made possible through the Federal Deposit Insurance Corporation (FDIC), which insures up to $250,000.00 per depositor with the excess over $250,000.00 insured by the Depositors Insurance Fund (DIF). No depositor has ever lost money in a bank insured by both the FDIC and DIF.
Your Personal Bankers
Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances.