July 1, 2026 Update: Our Partnership is Official

I am pleased to share that, following all required regulatory approvals, our partnership with Mutual Bancorp is now officially complete.

Today marks an exciting new chapter for Bluestone Bank as we officially join the Mutual Bancorp family alongside Cape Cod 5 and Fidelity Bank, two other Massachusetts-based community banks committed to mutuality. While this is an important milestone for our organization, what matters most to our customers remains the same.

Bluestone Bank continues to operate under the Bluestone name, with the same leadership team, the same employees, and the same commitment to delivering the personalized service and local decision-making you’ve come to expect. You’ll continue to bank at the same Bluestone Bank locations, work with the people you know and trust, and enjoy the strong relationships that have always been at the heart of our organization.

As part of Mutual Bancorp, we now have the added strength of shared operational resources, technology investments, and expertise that will help us continue investing in our customers, our employees, and the communities we proudly serve for years to come.

Thank you for your continued trust and confidence in Bluestone Bank. We are excited about the opportunities this partnership creates while remaining firmly committed to the values and relationships that have defined Bluestone Bank for more than 150 years.

For additional details about today’s announcement, please read the full Mutual Bancorp press release.

Sincerely,

Meg D. McIsaac
President & CEO

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October 31, 2025: I am pleased to share some very exciting news! Bluestone Bank has agreed to enter into a strategic partnership with Cape Cod 5 and Fidelity Bank. As you know, Bluestone is a strong bank that has served our communities for over 150 years. Our future partners also are secure and long-standing community banks. Together, we share similar cultures and a proud commitment to mutuality. Pending regulatory approval, Bluestone Bank will operate under a combined mutual holding company, Mutual Bancorp.

All three banks will continue to operate separately and deliver products and services with a hyper-local focus. This means that Bluestone Bank will continue to fulfill its mission of serving our customers, supporting our communities, and maintaining a great workplace culture for our talented team of employees.

I recognize that you may have questions about this change, and the Bluestone team is here to answer them. In the meantime, here are some important things to know:

• Customer relationships with Bluestone Bank will not change!
  Your banking relationship with us and the team who provides service and support to you will remain the same. We will continue to work hard each day to serve as your trusted financial partner and assist you in achieving your financial goals. You can continue to reach out to us with any questions or financial needs you may have.
• Bluestone will remain as committed as ever to our local communities!
  We are proud to be headquartered in southeastern Massachusetts. This partnership further strengthens our ability to continue helping individuals, families, and businesses in our market while collaborating with our partner banks to support the health and vitality of the communities we each serve. I want to emphasize that this is not a bank-level merger. Bluestone is not being bought or sold. We are joining a mutual holding company with two other banks committed to mutuality and service to the community. Cape Cod 5 serves the Cape and the Islands; Fidelity Bank serves Central Massachusetts.
• Leadership at Bluestone Bank will remain the same!
  I will continue to serve as President and CEO. I will also serve as Vice Chair at the holding company level, where I will participate in its decision-making.
• There are mutual benefits to this partnership!
  This partnership benefits both Bluestone and Mutual Bancorp. It enhances the existing strengths of each organization. Collaboration, shared services, and pooled resources between the three banks will better meet the needs of our customers and employees. The affiliation also will strengthen our geographic reach enabling us to serve more individuals, families, and businesses.
• We chose this partnership because these two partner banks share a similar history and are committed to mutual community banking!
  Cape Cod 5 and Fidelity Bank share our long history of personalized community banking, as well as Bluestone’s commitment to mutuality. Our values and cultures closely align, and we share a commitment to work together to strengthen community banking and to continue our missions. Our complementary offerings and strengths provide an opportunity to leverage our respective areas of expertise, which ultimately enhances our ability to effectively serve our customers, our communities, and our employees.

Please feel free to contact me or any member of the Bluestone team with questions.

Sincerely,  

Meg D. McIsaac 
President & CEO 

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