Free Checking for Seniors
Free Checking for Seniors is designed specifically for seasoned spenders who are ages 65 and over, with all of the benefits and none of the fuss.
Top Features
- Designed for ages 65+
- Earns interest
- No monthly service fee
Account Perks
No minimum balance requirement and a free Debit MasterCard®
- Minimum Opening Deposit
$10.00 - Interest Earning
Yes - Maintenance and Fees
No monthly service fee
- Online & Mobile Banking
Yes - Digital Wallet Compatible
Yes (Apple Pay®, Samsung Pay®) - FDIC & DIF Insurance
Yes
Free Checking for Seniors Rates
Effective as of 07/14/2026
| Interest Rate | Annual Percentage Yield (APY)1 | Minimum Deposit to Open Account | Minimum Monthly Balance to Obtain APY1 |
|---|---|---|---|
| 0.01% | 0.01% | $10.00 | $10.00 |
Let’s get started!
Visit one of our branches or open online to get started.
1Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Additional account information available upon request.
Compare the full list of features for all of our checking accounts.
Your Personal Bankers
Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances.