Holiday Club Account
The Holiday Club Account lets you save for your holiday expenses–add money throughout the year and get a check in October, just in time for holiday spending.
Top Features
- Save for a holiday with ease
- At maturity, receive a check for the balance of your account
Account Perks
You can contribute to the account balance at any point before maturity. The account automatically renews for one year, so you’ll get a head start on savings, unless you cancel in writing.
- Minimum Opening Deposit
$10.00 - Minimum Balance to Earn APY
$10.00
- Maintenance and Fees
If you close this account or we agree to let you withdraw
a portion of the account before maturity, you will not receive
the accrued interest, and there will be a $10.00 fee - Withdrawal Restrictions
Early withdrawal incurs $10.00 fee and forfeiture of interest - FDIC & DIF Insurance
Yes
Holiday Club Account Rates
Effective as of 07/14/2026
| Interest Rate | Annual Percentage Yield (APY)1 | Minimum Deposit To Open Account | Minimum Daily Balance to Obtain APY1 |
|---|---|---|---|
| 0.05% | 0.05% | $10.00 | $10.00 |
Let’s get started!
1Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account.

Your Personal Bankers
Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances.
