Deposit Rates

¹Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Accounts are restricted to residents of Massachusetts, New Hampshire, and Rhode Island.

²AddVantage Checking – Qualifying Average Daily Balance: The qualifying average daily balance is the total of average daily balances for the AddVantage Checking Account and any other personal deposit accounts that have an account owner with the same Tax Identification Number (TIN) as the AddVantage Checking account owners’ TINs. The qualifying average daily balance period is based on the first day of the monthly statement period through three business days before the last day of the monthly statement period. Please note that if your daily balance in your AddVantage Checking account falls below $10.00 any day during the statement cycle, you will not earn interest on your AddVantage Checking account that day.

³Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Interest is calculated and accrued on the account each day based on the amounts in each balance tier and the appropriate interest rate at the end of the day. Each daily accrual is accumulated and paid out at month end. Example: If you have $55,000 in your account every day of the statement cycle, APY on the daily balance of the first $10.01 up to and including $25,000.00 will be 0.01%, APY on the daily balance of the next $25,000.01 up to and including $50,000.00 will be 0.25%, and APY on the daily balance of the next $50,000.01 up to and including $75,000.00 will be 0.50%. Additional account information available upon request.

⁴Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account.

⁵APY varies dependent upon the Money Market tier and the daily balance maintained.

⁶Annual Percentage Yield (APY) is subject to change. Interest is compounded daily and credited monthly. Minimum deposit to open is $2,000.00. A penalty will be assessed on funds withdrawn prior to maturity on all CDs—not including the 5-Month CD, for which the penalty will be waived on a one-time withdrawal or closure during the term – normal penalty applies thereafter. This is a limited time offer and may be withdrawn at any time.