Statement Savings Savings OverviewHoliday Club AccountSave Your Way HomeMoney Market Accounts Statement Savings is a great option if you want a basic savings account that lets you earn interest on your money. Top Features Easy-to-read monthly statements Your money stays easily accessible Account Perks Easy access via ATM-only debit cards, online banking, telephone banking or in person at any branch location. No monthly service charges1. Minimum Opening Deposit$10.00 Minimum Balance to Earn APY$10.00 Maintenance and Fees$2.00 per month if balance falls below $200.00 Withdrawal RestrictionsNone specified FDIC & DIF InsuranceYes Statement Savings Rates Effective as of 02/18/2026 Interest RateAnnual Percentage Yield (APY)2Minimum Deposit To Open AccountMinimum Daily Balance to Obtain APY20.05%0.05%$10.00$10.00 Let’s get started! Visit one of our branches or open online to get started. Open Online Open at a Branch 1There are no monthly service charges when you maintain a minimum daily balance of $200.00 in your account. Otherwise, there is a monthly service charge of $2.00. 2Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Rest Assured,Your Deposits Are Safe! When it comes to your hard-earned money, you deserve a bank that will guarantee its safety. All deposits at Bluestone Bank are 100% insured. This is made possible through the Federal Deposit Insurance Corporation (FDIC), which insures up to $250,000.00 per depositor with the excess over $250,000.00 insured by the Depositors Insurance Fund (DIF). No depositor has ever lost money in a bank insured by both the FDIC and DIF. Your Personal Bankers Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances. Learn More