Money Market Accounts Money Markets are popular for people who have enough savings to meet the minimums and benefit from interest rates that are higher than a standard savings account. Savings OverviewStatement SavingsHoliday Club AccountSave Your Way Home Money Market accounts offer higher-yield savings with 24/7 access to your funds. Top Features Easy access to your funds 24/7 Fully Insured1 Money Market Our standard Money Market is perfect for people looking to balance a higher rate of return with easy access to funds. Money Market Rates Effective as of 02/18/2026 ProgramAnnual Percentage Yield (APY)2Minimum Daily Balance to Earn APY2Money Market (Daily balances from $10.00 to $2,499.99 will earn 0.05% APY. Daily balances below $10.00 will not earn interest.)0.100%$2,500.00 Open at a Branch Tiered Money Market With an easy-to-open Tiered Money Market, you’ll have full access to your funds when you need them and will benefit from automatic interest rate increases as your balance grows into new tiers. Tiered Money Market Rates Effective as of 02/18/2026 TierAnnual Percentage Yield (APY)3Less Than $25,000.000.05%Between $25,000.00 and $49,999.991.00%Between $50,000.00 and $74,999.991.50%Between $75,000.00 and $99,999.992.00%Between $100,000.00 and $124,999.992.50%$125,000.00 or Greater3.00% Open Online Open at a Branch 1All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF. 2Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Accounts are restricted to residents of Massachusetts and Rhode Island. 3Interest rate varies dependent upon the Money Market tier and the daily balance maintained. Your Personal Bankers Meeting our customers’ financial needs requires a creative approach. Our Personal Bankers are dedicated to understanding you and tailoring financial solutions to fit your unique needs, even if that means thinking outside the box. Learn More
