Holiday Club Account Savings OverviewStatement SavingsSave Your Way HomeMoney Market Accounts The Holiday Club Account lets you save for your holiday expenses–add money throughout the year and get a check in October, just in time for holiday spending. Top Features Save for a holiday with ease At maturity, receive a check for the balance of your account Account Perks You can contribute to the account balance at any point before maturity. The account automatically renews for one year, so you’ll get a head start on savings, unless you cancel in writing. Minimum Opening Deposit$10.00 Minimum Balance to Earn APY$10.00 Maintenance and FeesIf you close this account or we agree to let you withdraw a portion of the account before maturity, you will not receive the accrued interest, and there will be a $10.00 fee Withdrawal RestrictionsEarly withdrawal incurs $10.00 fee and forfeiture of interest FDIC & DIF InsuranceYes Holiday Club Account Rates Effective as of 02/18/2026 Interest RateAnnual Percentage Yield (APY)1Minimum Deposit To Open AccountMinimum Daily Balance to Obtain APY10.05%0.05%$10.00$10.00 Let’s get started! Open at a Branch 1Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Your Personal Bankers Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances. Learn More