Free Checking for Seniors

Free Checking for Seniors is designed specifically for seasoned spenders who are ages 65 and over, with all of the benefits and none of the fuss.

Top Features

Designed for ages 65+
Earns interest
No monthly service fee

Account Perks

No minimum balance requirement and a free Debit MasterCard®

Minimum Opening Deposit
$10.00
Interest Earning
Yes
Maintenance and Fees
No monthly service fee

Online & Mobile Banking
Yes
Digital Wallet Compatible
Yes (Apple Pay^®, Samsung Pay^®)
FDIC & DIF Insurance
Yes

Free Checking for Seniors Rates

Effective as of 08/29/2025

Interest Rate	Annual Percentage Yield (APY)¹	Minimum Deposit to Open Account	Minimum Monthly Balance to Obtain APY¹
0.01%	0.01%	$10.00	$10.00

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¹Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Additional account information available upon request.

Compare the full list of features for all of our checking accounts.

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Your Personal Bankers

Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances.

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Safe Online Banking

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Safe Banking for Seniors

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