Free Checking for Seniors Checking OverviewAddvantage CheckingEvantage CheckingFree CheckingMilestone AccountDebit Card Free Checking for Seniors is designed specifically for seasoned spenders who are ages 65 and over, with all of the benefits and none of the fuss. Top Features Designed for ages 65+ Earns interest No monthly service fee Account Perks No minimum balance requirement and a free Debit MasterCard® Minimum Opening Deposit$10.00 Interest EarningYes Maintenance and FeesNo monthly service fee Online & Mobile BankingYes Digital Wallet CompatibleYes (Apple Pay®, Samsung Pay®) FDIC & DIF InsuranceYes Free Checking for Seniors Rates Effective as of 02/18/2026 Interest RateAnnual Percentage Yield (APY)1Minimum Deposit to Open AccountMinimum Monthly Balance to Obtain APY10.01%0.01%$10.00$10.00 Let’s get started! Visit one of our branches or open online to get started. Open Online Open at a Branch 1Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Additional account information available upon request. Compare the full list of features for all of our checking accounts. View Comparison Chart Your Personal Bankers Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances. Learn More Safe Online Banking Learn More Safe Banking for Seniors Learn More
