Individual Retirement Accounts (IRAs)

IRAs bring the peace of mind of a solid retirement plan. Ready to invest in your financial future? We’re ready to help put your hard-earned cash to work.

No matter how many years until retirement, there’s no better time than now to invest in an IRA1 and set a strong financial foundation for your later years.

Top Features

  • Choose from six-month to five-year time periods
  • Fixed and variable rates
Open at a Branch

Traditional IRA

A tried-and-true way to make pre-tax contributions.

Features

  • Investments grow tax-deferred

Roth IRA

The best bet if you anticipate a higher tax rate in retirement.

Features

  • No minimum distributions required
  • Tax-free growth
  • Tax-free withdrawals in retirement

Education/Coverdell IRA

Put away money for future college costs with this federally sponsored, tax-free IRA.

Features

  • Tax-free withdrawals on qualified education expenses
  • Tax-free investment growth

Simplified Employee Pension (SEP) Plan

Set aside money for retirement for yourself or employees.

Features

  • Contribute up to 25 percent of pay

IRA CD

This unique option gives you the ability to add funds to your account over time—growing your initial balance—so that you can save even more for retirement.

Features

  • Deposits can be added2
  • 18-month variable term

1Please consult your tax advisor.

2Minimum additional deposit of $100.00.

Your Personal Bankers

Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances.

Learn More

Helpful Calculators

Which is better for me, a Traditional IRA or a Roth IRA?

CALCULATE

How much will my Traditional IRA be worth at retirement?

CALCULATE
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