Individual Retirement Accounts (IRAs) IRAs bring the peace of mind of a solid retirement plan. Ready to invest in your financial future? We’re ready to help put your hard-earned cash to work. CDs & IRAs OverviewCDsIRA CDs No matter how many years until retirement, there’s no better time than now to invest in an IRA1 and set a strong financial foundation for your later years. Top Features Choose from six-month to five-year time periods Fixed and variable rates Open at a Branch Traditional IRA A tried-and-true way to make pre-tax contributions. Features Investments grow tax-deferred Roth IRA The best bet if you anticipate a higher tax rate in retirement. Features No minimum distributions required Tax-free growth Tax-free withdrawals in retirement Education/Coverdell IRA Put away money for future college costs with this federally sponsored, tax-free IRA. Features Tax-free withdrawals on qualified education expenses Tax-free investment growth Simplified Employee Pension (SEP) Plan Set aside money for retirement for yourself or employees. Features Contribute up to 25 percent of pay IRA CD This unique option gives you the ability to add funds to your account over time—growing your initial balance—so that you can save even more for retirement. Features Deposits can be added2 18-month variable term 1Please consult your tax advisor. 2Minimum additional deposit of $100.00. Your Personal Bankers Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances. Learn More Helpful Calculators Which is better for me, a Traditional IRA or a Roth IRA? CALCULATE How much will my Traditional IRA be worth at retirement? CALCULATE
