Business Checking Accounts & Money Markets Find checking accounts for businesses to manage their day-to-day transactions easily and Money Markets that are interest-earning deposit accounts. Every business has unique needs – whether it’s balance requirements, number of withdrawals, number of checks cashed, or wanting to earn interest on their account business checking account. We have knowledgeable banking experts who will learn your business and provide you with tailored account options you need to manage, build, and grow your finances effectively. Product Overview Business Tiered Interest Checking Freedom Checking Commercial Checking Business Money Markets Account Purpose Earn interest on business checking account balances with robust management tools Account Perks Earn higher interest the higher your balance and enjoy perks like a certain number of free transactions Learn More Account Purpose Perfect for business customers planning to have a small volume of deposits and payments per month Account Perks No monthly maintenance fee or minimum balance requirement. Free online banking & bill pay, and a free business debit MasterCard® Learn More Account Purpose For large business customers with substantial transaction volume Account Perks Free, unlimited withdrawals, online banking & bill pay, plus the opportunity to offset the maintenance fee with an interest credit Learn More Account Purpose Save for business goals faster with higher interest than a traditional savings account Account Perks Options for fixed or tiered-rate accounts and an available Platinum account to make your high balance work harder Learn More Compare Business Checking & Money Market Accounts − Account PurposeMinimum Opening DepositInterest EarningMaintenance and FeesAccount PerksFDIC & DIF InsuranceBusiness Tiered Interest CheckingPerfect for businesses that want to earn interest on the funds in their business checking account—the more money in the account, the more interest you can earn$25,000.00Yes$50.00 monthly fee waived for maintaining a minimum daily balance of $25,000.001Earn higher interest the higher your balance and enjoy perks like a certain number of free transactionsAll Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIFFreedom CheckingPerfect for business customers planning to have a small volume of deposits and payments per month$10.00Non-Interest BearingAfter a total of 300 transactions (any combination of checks paid, deposits, and deposited items) there is a fee of $0.35 for each of these transaction typesNo monthly maintenance fee or minimum balance requirement. Free online banking & bill pay, and a free business debit MasterCard®All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIFCommercial CheckingIdeal for larger business customers with substantial transaction volume$10.00Earnings Credit AllowanceMonthly service charge of $12.50,Additional $0.75 per deposit; $0.18 per check paid; $0.15 per deposited itemEarns interest credit based on account deposit balance that can be used to offset maintenance feesOnline banking & bill pay, plus the opportunity to offset the maintenance fee with an interest creditAll Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIFBusiness Money MarketA great solution for businesses that want to save for goals faster with higher interest than a traditional savings accountDepends on account typeYes, rate depends on account typeDepends on account typeNo risk and 24/7 access to your fundsAll Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIFBusiness Tiered Money Market As your balance grows into new tiers, you’ll benefit from automatic interest rate increases$25,000.00Yes$10.00 monthly fee waived for maintaining a minimum daily balance of $25,000No risk and 24/7 access to your fundsAll Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF Online & Mobile Banking Transfer funds, check account balances, deposit checks remotely, and make loan payments anytime, anywhere with Bluestone Bank’s Mobile Banking App. Card ControlsManage your cards from the palm of your hand. Card services allow you to enable or disable your card, report it as lost or stolen, set travel preferences, and more. Your Commercial Lenders Meeting your business’s financial needs requires a creative and personalized approach. Our Commercial Lenders, with over 90 years of combined experience, are dedicated to truly understanding your unique business and industry. They use their extensive knowledge to craft tailored financial solutions that align with your goals, helping you maximize opportunities. Learn More Smart Spending Practices for Your Newly Formed Business Learn More Corporate Security Learn More
