Business Money Market

Business money market accounts make your money work hard for you. With interest rates that are typically higher than a traditional savings account and a choice between three money market options, you get to choose the best for your business.

Unlock premium returns while maintaining full control and security. Explore the power of a Business Money Market account by visiting a branch or contacting us today.

Top Features:

Three options to choose for to your goals
Higher interest than a traditional savings account

Business Money Market

Our Business Money Market great solution for businesses that want to save for goals faster with higher interest than a traditional savings account.

Our basic offering provides the flexibility and accessibility of a personal savings account, plus these added benefits:

Fully Insured¹
Minimum Balance of $2,500.00 to Earn Premium Annual Percentage Yield (APY)²

¹All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF.

²Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Accounts are restricted to residents of Massachusetts and Rhode Island.

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Business Money Market Rates

Effective as of 08/29/2025

Program	Annual Percentage Yield (APY)²	Minimum Daily Balance to Earn APY²
Money Market (Daily balances from $10.00 to $2,499.99 will earn 0.05% APY. Daily balances below $10.00 will not earn interest.)	0.100%	$2,500.00

Business Tiered Money Market

Our Business Tiered Money Market account allows your cash to work harder for your business. As your balance grows into new tiers, you’ll benefit from automatic interest rate increases. It’s a smart way to maximize returns while retaining the flexibility you need.

$25,000.00 Minimum Balance³: Unlock premium Annual Percentage Yields (APY)
Full Access to Funds: Maintain liquidity with 24/7 availability
Fully Insured¹: Your deposits are protected up to the insured limit

¹All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF.

³Monthly service charge of $10.00 when $25,000.00 minimum daily balance is not maintained.

Contact a Premier Banker

Business Tiered Money Market Rates

Effective as of 08/29/2025

Tier	Annual Percentage Yield (APY)²
Less Than $25,000.00	0.05%
Between $25,000.00 and $49,999.99	1.00%
Between $50,000.00 and $74,999.99	1.50%
Between $75,000.00 and $99,999.99	2.00%
Between $100,000.00 and $124,999.99	2.50%
$125,000.00 or Greater	3.00%

Business Platinum Money Market

Empower your business savings to reach new heights. Bring your funds to Bluestone Bank for our highest APY, with full access to your balance.

Earn Our Highest APY²
Maintain Flexible Access to Funds
$25,000.00 Minimum Balance to Unlock Premium Rates
Fully Insured for Peace of Mind¹

Note: This exceptional rate applies when you open a Business Platinum Money Market with funds not already held in a Bluestone Bank account.

¹All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF.

Contact a Premier Banker

Business Platinum Money Market Rates

Effective as of 08/29/2025

Program	Annual Percentage Yield (APY)²	Minimum Daily Balance to Earn APY²
Business Platinum Money Market (Daily balances from $10.00 to $24,999.99 will earn 0.05% APY. Daily balances below $10.00 will not earn interest.) Note: Earn this high rate when you open a Business Platinum Money Market with money that is not already held in a Bluestone Bank account.	3.50%	$25,000.00

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Your Commercial Lenders

Meeting your business’s financial needs requires a creative and personalized approach. Our Commercial Lenders, with over 90 years of combined experience, are dedicated to truly understanding your unique business and industry. They use their extensive knowledge to craft tailored financial solutions that align with your goals, helping you maximize opportunities.

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