Business Checking Accounts & Money Markets

Find checking accounts for businesses to manage their day-to-day transactions easily and Money Markets that are interest-earning deposit accounts.

Every business has unique needs – whether it’s balance requirements, number of withdrawals, number of checks cashed, or wanting to earn interest on their account business checking account. We have knowledgeable banking experts who will learn your business and provide you with tailored account options you need to manage, build, and grow your finances effectively.

Product Overview

Account Purpose

Earn interest on business checking account balances with robust management tools

Account Perks

Earn higher interest the higher your balance and enjoy perks like a certain number of free transactions

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Account Purpose

Perfect for business customers planning to have a small volume of deposits and payments per month

Account Perks

No monthly maintenance fee or minimum balance requirement. Free online banking & bill pay, and a free business debit MasterCard®

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Account Purpose

For large business customers with substantial transaction volume

Account Perks

Free, unlimited withdrawals, online banking & bill pay, plus the opportunity to offset the maintenance fee with an interest credit

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Account Purpose

Save for business goals faster with higher interest than a traditional savings account

Account Perks

Options for fixed or tiered-rate accounts and an available Platinum account to make your high balance work harder

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Compare Business Checking & Money Market Accounts

	Account Purpose	Minimum Opening Deposit	Interest Earning	Maintenance and Fees	Account Perks	FDIC & DIF Insurance
Business Tiered Interest Checking	Perfect for businesses that want to earn interest on the funds in their business checking account—the more money in the account, the more interest you can earn	$25,000.00	Yes	$50.00 monthly fee waived for maintaining a minimum daily balance of $25,000.00¹	Earn higher interest the higher your balance and enjoy perks like a certain number of free transactions	All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF
Freedom Checking	Perfect for business customers planning to have a small volume of deposits and payments per month	$10.00	Non-Interest Bearing	After a total of 300 transactions (any combination of checks paid, deposits, and deposited items) there is a fee of $0.35 for each of these transaction types	No monthly maintenance fee or minimum balance requirement. Free online banking & bill pay, and a free business debit MasterCard®	All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF
Commercial Checking	Ideal for larger business customers with substantial transaction volume	$10.00	Earnings Credit Allowance	Monthly service charge of $12.50, Additional $0.75 per deposit; $0.18 per check paid; $0.15 per deposited item Earns interest credit based on account deposit balance that can be used to offset maintenance fees	Online banking & bill pay, plus the opportunity to offset the maintenance fee with an interest credit	All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF
Business Money Market	A great solution for businesses that want to save for goals faster with higher interest than a traditional savings account	Depends on account type	Yes, rate depends on account type	Depends on account type	No risk and 24/7 access to your funds	All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF
Business Tiered Money Market	As your balance grows into new tiers, you’ll benefit from automatic interest rate increases	$25,000.00	Yes	$10.00 monthly fee waived for maintaining a minimum daily balance of $25,000	No risk and 24/7 access to your funds	All Bluestone Bank deposit accounts are insured by the FDIC up to $250,000.00 per depositor, with the excess over $250,000.00 insured by the DIF

Online & Mobile Banking

Transfer funds, check account balances, deposit checks remotely, and make loan payments anytime, anywhere with Bluestone Bank’s Mobile Banking App.

Card Controls
Manage your cards from the palm of your hand. Card services allow you to enable or disable your card, report it as lost or stolen, set travel preferences, and more.

Your Commercial Lenders

Meeting your business’s financial needs requires a creative and personalized approach. Our Commercial Lenders, with over 90 years of combined experience, are dedicated to truly understanding your unique business and industry. They use their extensive knowledge to craft tailored financial solutions that align with your goals, helping you maximize opportunities.

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Smart Spending Practices for Your Newly Formed Business

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Corporate Security

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