Your Path to Homeownership

backed by Bluestone

Our experts are here to put
a home of your own within reach.

Purchase
Refinance
Home Equity
Construction

When you’re backed by Bluestone, you’re just 5 easy steps away from your dream of homeownership becoming real. We do the legwork and make it simple for you–with everything you need to know, online applications, and help at every stage of the process.

  1. Talk to Our Experts
    We’ll spell out everything you need to know
  2. Apply Online
    It’s easy, efficient, and quick
  3. Leave the Rest to Us
    We take care of credit checks, verifications, appraisal, and title review
  4. Mortgage Approval
    You’re in the “home” stretch to closing day
  5. Closing Day!
    We make sure it’s on time at a time that works for you

No matter what your mortgage needs are, we have the broad selection of loans and the expertise to connect you with the one that works for you.

First Time
Homebuyer

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Tap Your
Equity

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Build/
Remodel

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Options

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View Rates
Get Pre-Approved

Mortgage Calculator

The loan amount, interest rate, and term of the mortgage can dramatically impact the total amount you eventually pay for your property. Use our mortgage calculator to see the impact of these variables.

Principal & Interest

Property Taxes

Home Insurance

Mortgage Insurance

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Contact Us Today!

A Mortgage That’s Right for You

When you’re backed by Bluestone, you have options. We have a variety of mortgage loans to suit your needs and get you into the home you want.

Conventional Fixed-Rate

Set it and forget it. With a fixed-rate mortgage, your interest rate, monthly principal and interest payments are set for the life of the loan.

Jumbo Mortgages

Big house, big loan. Jumbo loans let you finance homes above $647,200.

TruBlue Mortgage

Get the guidance you need with the mortgage option for new homebuyers.

Construction Loans

Buying land, building or re-building a house, renovating or adding to your home. It’s all covered with a construction loan.

MassHousing Mortgage

Bluestone Bank also offers the MassHousing Down Payment Assistance Program (DPA), which allows qualified first-time homebuyers to finance up to 100% of the price of a single-family home or condo.1

VA Mortgage

The fixed-rate, low or no down payment loan for veterans. VA mortgages recognize your service and help realize your dream of home ownership.

FHA Mortgage

The federally insured, low down payment option. Government-backed FHA loans help eligible homebuyers purchase a single-family home with as little as 3.5% down.

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See All Mortgage Options

1Fixed-rate second mortgage provided in conjunction with a MassHousing first mortgage for up to 3% of the purchase price or $12,000, whichever is less. Available for first-time homebuyers with annual incomes at or below the area median income. Varies by county.

Bluestone Bank
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