Your Path to Homeownership backed by Bluestone Our experts are here to put a home of your own within reach. Apply Now Purchase Refinance Home Equity Construction When you’re backed by Bluestone, you’re just 5 easy steps away from your dream of homeownership becoming real. We do the legwork and make it simple for you–with everything you need to know, online applications, and help at every stage of the process. Talk to Our ExpertsWe’ll spell out everything you need to know Apply OnlineIt’s easy, efficient, and quick Leave the Rest to UsWe take care of credit checks, verifications, appraisal, and title review Mortgage ApprovalYou’re in the “home” stretch to closing day Closing Day!We make sure it’s on time at a time that works for you No matter what your mortgage needs are, we have the broad selection of loans and the expertise to connect you with the one that works for you. First TimeHomebuyer Learn More Tap YourEquity Learn More Build/Remodel Learn More Options Learn More View Rates Get Pre-Approved Mortgage Calculator The loan amount, interest rate, and term of the mortgage can dramatically impact the total amount you eventually pay for your property. Use our mortgage calculator to see the impact of these variables. Annual Taxes Property taxes and interest rates can vary by location. Enter the yearly property taxes for the property you are interested in. Annual Taxes Range Home Insurance Did you know the price of your home can affect your interest rate and the loan type that you're eligible for? It's also used to figure out your loan-to-value (LTV) ration, another factor that affects your interest rate. Home Insurance Range Home Price Did you know the price of your home can affect your interest rate and the loan type that you're eligible for? It's also used to figure out your loan-to-value (LTV) ration, another factor that affects your interest rate. Home Price Range Down Payment The down payment is the money you pay upfront for your new home. You'll usually need a down payment of at least 3%. FHA loans require at least 3.5% down, and VA loans can have 0% down. Down Payment Range Down Payment Percent Interest Rate Your interest rate will vary based on a number of factors: home price, down payment, credit score, and even location. Interest Rate Range Loan Type 30-year fixed 20-year fixed 15-year fixed Principal & Interest Property Taxes Home Insurance Mortgage Insurance Ready to Learn More? Contact Us Today! Online Form – Mortgage Info Collection A Mortgage That’s Right for You When you’re backed by Bluestone, you have options. We have a variety of mortgage loans to suit your needs and get you into the home you want. Conventional Fixed-Rate Set it and forget it. With a fixed-rate mortgage, your interest rate, monthly principal and interest payments are set for the life of the loan. Jumbo Mortgages Big house, big loan. Jumbo loans let you finance homes above $647,200. TruBlue Mortgage Get the guidance you need with the mortgage option for new homebuyers. Construction Loans Buying land, building or re-building a house, renovating or adding to your home. It’s all covered with a construction loan. MassHousing Mortgage Bluestone Bank also offers the MassHousing Down Payment Assistance Program (DPA), which allows qualified first-time homebuyers to finance up to 100% of the price of a single-family home or condo.1 VA Mortgage The fixed-rate, low or no down payment loan for veterans. VA mortgages recognize your service and help realize your dream of home ownership. FHA Mortgage The federally insured, low down payment option. Government-backed FHA loans help eligible homebuyers purchase a single-family home with as little as 3.5% down. Contact Us See All Mortgage Options 1Fixed-rate second mortgage provided in conjunction with a MassHousing first mortgage for up to 3% of the purchase price or $12,000, whichever is less. Available for first-time homebuyers with annual incomes at or below the area median income. Varies by county.
