*Offer valid on new Bluestone Bank consumer checking accounts opened between 7/14/25 and 9/1/25. To earn the promotional $400 bonus, the account holder must complete the following activities within the new checking account for 3 consecutive months within the first 6 months of account opening: Maintain a relationship balance of $5,000 or more within their consumer checking, savings, or money market account(s) where they are considered the account owner as measured at the end of each month, make qualified monthly direct deposit(s) to the new account totaling at least $1,000 per month, and use their debit card for 5 or more purchases per month. If requirements are met, $400 will be deposited into the account after the 3 consecutive month period. The bonus is considered interest and will be reported to the IRS. Offer excludes new Milestone and new business checking accounts; CD balances and business accounts are not included in the $5,000 balance requirement; only one $400 promotional bonus may be earned per person. Offer available to primary account holders residing within MA, RI, and NH.

**Eligibility: AddVantage is only available to personal banking customers. Business entities, including DBAs, are not eligible for this account. Business accounts will not be included in the combined balance calculation. Enrollments are limited to owners of the AddVantage account. Each owner can be on only one AddVantage checking account. The Tax ID of the AddVantage account owner(s) will be the basis for combining qualifying balances. Other accounts with a matching Owner Tax ID will be combined with the AddVantage account for qualifying tier balances. APY is 0.05% for Silver tier (qualifying balances of $10,000-$74,999.99) and 0.10% for Gold tier (qualifying balances of $75,000 and up) as of 07/15/2025. Monthly service charge of $20 is waived if you maintain a minimum qualifying average daily balance of $10,000. Accounts can be used in only one AddVantage Checking Account package to calculate the qualifying average daily balance. eVantage checking balances will not be included. Only the actual AddVantage account will receive account-level benefits. Other benefits, such as special rates on CDs and safe deposit discounts, are available only to AddVantage account owner(s).

***Nationwide ATM surcharges assessed to your account will be rebated monthly, up to a maximum of $10 per statement cycle for Silver tier (qualifying balances of $10,000-$74,999.99) or $25 per statement cycle for Gold tier (qualifying balances of $75,000 and up).

****Qualifying transactions must be met in order to receive the benefits for the statement cycle. Qualifying transactions are determined using the period beginning three business days before the first day of the monthly statement period and ending three business days before the last day of the monthly statement period. Qualifications per qualifying period include: Five (5) debit card transactions using a debit card connected to the eVantage Checking account; and enrollment in Online Banking, eStatements and Mobile Banking throughout the qualifying period. If you do not meet the qualifying transactions, you will not receive any applicable foreign ATM fee reimbursements, nor will you be awarded $.05 for any debit card transactions for that benefit period. ATM reimbursements are limited to five foreign ATM transactions per benefit period and do not include ATM surcharges imposed by ATM operators. Debit card awards are not paid for ATM transactions.

*****APY is 0.01% as of 07/15/2025.