OPEN AN ACCOUNT We offer convenient online account opening for many products, and helpful Universal Bankers who are always happy to assist with opening any account in person. Open Online Opening an account online is easy, safe and secure. Click below to see the full list of products that can be opened online. Note: We currently offer online account opening in Massachusetts, Rhode Island, and New Hampshire. Open Your Account Online Open at a Branch The following products do not currently have online applications available and must be opened in a branch. Personal Accounts AddVantage Checking Holiday Club Account Money Market Account Traditional IRA ROTH IRA Education/Coverdell IRA Simplified Employee Pension Plan IRA CD Business Accounts Business Tiered Interest Checking Commercial Checking Freedom Checking Business Money Markets Important Information About Opening an Account To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver’s license or other identifying documents. You authorize Bluestone Bank to obtain a consumer report on you for the purpose of verification of your identity and information that you have provided to us. Upon request, you agree to provide personal identification, such as a driver’s license, when conducting certain transactions. For deposit accounts, Bluestone Bank may obtain any credit reference necessary including but not limited to ChexSystems. Deposit Account Requirements By law we have to be sure you are who you say you are.That means we have to record and may check certain pieces of information, such as: Name Address Social Security number (you must be a U.S. Citizen or permanent resident alien) Date of Birth Telephone (Home, Work, Cell) Email Address One form of unexpired identification (driver’s license, passport or government-issued ID), including the ID number and expiration date. Any information that we request will be safeguarded and used for the purpose intended.For more information, see Patriot Act.