Holiday Club Account

The Holiday Club Account lets you save for your holiday expenses–add money throughout the year and get a check in October, just in time for holiday spending.

Top Features

Save for a holiday with ease
At maturity, receive a check for the balance of your account

Account Perks

You can contribute to the account balance at any point before maturity. The account automatically renews for one year, so you’ll get a head start on savings, unless you cancel in writing.

Minimum Opening Deposit
$10.00
Minimum Balance to Earn APY
$10.00

Maintenance and Fees
If you close this account or we agree to let you withdraw
a portion of the account before maturity, you will not receive
the accrued interest, and there will be a $10.00 fee
Withdrawal Restrictions
Early withdrawal incurs $10.00 fee and forfeiture of interest
FDIC & DIF Insurance
Yes

Holiday Club Account Rates

Effective as of 08/29/2025

Interest Rate	Annual Percentage Yield (APY)¹	Minimum Deposit To Open Account	Minimum Daily Balance to Obtain APY¹
0.05%	0.05%	$10.00	$10.00

Let’s get started!

Open at a Branch

¹Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account.

Your Personal Bankers

Our Personal Bankers play a crucial role in helping you understand your current financial position and future goals. We’re here to guide you towards a more confident relationship with your finances.

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