Free Checking for Seniors Account Features

  • For anyone 65 and older
  • No monthly service fee
  • No minimum balance requirement
  • Earns Interest
  • No per-check charge
  • Free Online Banking & Bill Pay
  • Free Debit MasterCard®

Current Free Checking for Seniors Rates1

*Effective as of 3/25/2025

Interest RateAnnual Percentage Yield (APY)Minimum Deposit to Open AccountMinimum Monthly Balance to Obtain APY
0.01%0.01%$10.00$10.00

1Annual Percentage Yield (APY) subject to change. This is a variable rate that is subject to change after the account has been opened. Fees may reduce the earnings on the account. Additional account information available upon request.

Secure Online Banking

Don't want to come in to a branch? Save time, save gas, save money—view your account details, check balances, transfer funds, pay bills, and access financial tools through Online Banking. 

Investment & Retirement Calculators

What’s my investment yield? How much will my Roth IRA be worth at retirement?

How can I save a million dollars? The tools to answer these questions and more.

Personal attention. Professional expertise. Smart, approachable people. Meet the Bluestone Wealth & Trust advisors.
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